1. How much is the interest rate of GF Financial Investment? Strictly speaking, GF Caizhijin has no interest, but after successful application, you need to pay a handling fee, which is paid monthly, so you can check the monthly interest. The specific interest rate depends on the number of installments. The base handling rate for each installment of GF Caizhijin is. However, you can enjoy interest discounts based on the number of installments. Some cardholders offer 12 installments of Caizhijincai’s rates. , but everyone has different qualifications and enjoys different interest rate discounts.
2. Is the interest rate of GF Finance high? If you look at the base charge rate per period alone, this interest rate is relatively high. Although the interest rates for credit card cash installments of major banks are mostly around 10%, the rates are much higher than those for bill installments. However, if the discount interest rate is reduced, the interest rate of GF Finance is basically around, which is considered relatively low.
3. How to calculate the interest of GF Caizhijin? After the installment of GF Caizhijin, the principal and handling fee are charged equally in each installment. The calculation formula is as follows: The principal payable in each installment = the amount approved by the bank ÷ the number of installments; the handling fee in each installment = approved by the bank The amount issued × the base handling rate for each period. The above is the relevant introduction to "Is the interest rate of GF Caizhijin high?" I hope it will be helpful to everyone. If you still have questions about the interest rate of GF Caizhijin, you can call the customer service hotline of China Guangfa Bank Credit Card and the customer service will give you a satisfactory answer.