In contrast, credit card installment payment of Guangfa Bank is more convenient and there are many chain stores. If you use the seal card to provide "lost card protection service", you can report the loss of the card within a certain period of time, and you don't need to bear all the expenses that you don't recognize. At present, only Guangfa Bank and China Merchants Bank can do this. In addition, in terms of preferential activities, Guangfa Bank will have more. But there are many types of CCB cards. The civil servant card can be exempted from the annual fee for life, so you don't have to worry if you apply. But not everyone can apply. Generally, people from the bank come to the unit to handle it.