How to cancel a China Construction Bank credit card and cancel the account
There are generally two ways to cancel a China Construction Bank credit card: apply online to cancel the credit card: use your mobile phone to call the China Construction Bank credit card hotline 4008200588 (redirect to manual) or call 95533 (redirect to credit card customer service), select the cancellation service according to the voice prompts (provided that the credit card has no outstanding balance); go to the counter of China Construction Bank to cancel the credit card: bring your valid ID card and credit card, and fill in the card cancellation application form at the bank. If the credit card has no outstanding balance or excess deposit 45 days after the application, the cancellation will be successful.
On February 25, 2016, China's five major state-owned commercial banks, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China and Bank of Communications, joined forces to hold a signing ceremony in Beijing. The five major banks have promised to waive handling fees for domestic RMB transfers and remittances handled by customers through mobile banking, and to waive handling fees for domestic RMB online banking transfers and remittances of less than RMB 5,000 to reduce customer expenses.
On July 20, 2016, Fortune released the latest Fortune 500 ranking, with China Construction Bank ranking 22nd.
In August 2016, China Construction Bank ranked 5th among the top 500 Chinese enterprises in 2016.
On July 20, 2017, Fortune released the latest Fortune 500 ranking, with China Construction Bank ranking 28th.
On the evening of September 20, 2018, China Construction Bank issued a statement on the National Internet Financial Registration and Disclosure Service Platform under the China Mutual Finance Association, stating that it had passed the individual online lending fund depository system evaluation ("White list" of depository banks for P2P online lending institutions).
On December 17, 2018, China Construction Bank announced the official establishment of "CCB University" in Beijing.
In December 2018, China Construction Bank and Haier Group reached a strategic cooperation in Qingdao. The two parties will rely on their respective Huinong platforms to build a rural inclusive service platform.
In December 2018, the China Banking and Insurance Regulatory Commission approved China Construction Bank to establish a wealth management subsidiary.
In October 2021, it was assessed and identified as a domestic systemically important bank.
On December 30, 2021, Beijing Normal University and China Construction Bank entered into strategic cooperation on the integration of industry and education.
On January 26, 2022, China Poly Group and China Construction Bank signed a strategic cooperation agreement in Beijing to develop affordable rental housing.
News on March 16, 2022, in order to implement the spirit of the Central Committee’s No. 1 Document, the Ministry of Agriculture and Rural Affairs, the National Rural Revitalization Administration and China Construction Bank recently signed a strategic cooperation agreement to jointly promote financial services Comprehensively promote rural revitalization and use financial resources to accurately irrigate agriculture, rural areas and farmers.
What is the cancellation process for CCB credit card?
The CCB credit card cancellation process is:
1. The cardholder must bring his/her valid ID to a CCB outlet to cancel the bank card over the counter;
2. Cancel the credit card through the official online banking of China Construction Bank. The specific process is as follows:
Take the computer: Lenovo Savior Y7000, Winds10/browser: 10.8.4506.400, and the official website of China Construction Bank as an example.
1) Log in to the official website of China Construction Bank and click Personal Banking;
2) Click to terminate online banking services;
3) Fill in personal information, account information, and verification as required Delete the account after passing.
3. Cancel the credit card by calling the CCB official credit card customer service hotline 95533;
4. Cancel the credit card through the CCB official APP.
Take Apple 11, iOS14.7, and China Construction Bank APP5.6.0.002 as examples
1. Log in to the China Construction Bank APP and click Account
2. Click Delete Account
3. Fill in personal information and account information as required, and delete the account after passing the verification.
China Construction Bank Long Card Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centered concept and provides customers with professional financial services and convenient payment experience.
There are more than 100 credit card products in multiple series such as Longka Family Love Card, Global Popular Card, Tencent Game Card, etc., to meet customers' various consumption needs such as domestic and overseas transactions, family care, and installment financing. Special offers such as Dragon Card Saturdays, cash rebates for overseas purchases, and a variety of installment products help customers manage finances easily and consume smartly.
China Construction Bank Credit Card Interest:
Interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumer transactions that cardholders who repay in full on time enjoy , the interest-free period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.
Note:
If the payment is not repaid in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.
If the repayment is not repaid before the repayment due date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge 5% of the unpaid portion of the minimum repayment amount. Charge late fees.
How to cancel CCB credit card?
1. Cancellation of the personal savings account change notification service can be handled in the following ways:
(1) SMS cancellation: Use the contracted mobile phone to edit the "last four digits of the QXTZ# account" and send it to 95533 Cancel the corresponding account change notification service. Please do not include other character information or text descriptions in the text message.
(2) Website logout: Log in to the homepage of the CCB official website, select "Message Service Customization" in "Electronic Banking" at the top of the page, fill in and submit the relevant information, click "Savings Account", and then click the corresponding account number "Logout" button on the right.
(3) Personal online banking logout: Log in to CCB personal online banking, click the "Settings" button above, select "Message Service Customization", and select the corresponding account operation under "Savings Account" to log out.
2. Cancel the "Dragon Card Safe Use" service of credit card: Enter the CCB Credit Card website (), click "Enter My Credit Card" in the upper right corner, and cancel through "Management - Long Card Safe Use"; if you need to cancel the "Dragon Card" "Use the exclusive version with peace of mind", please dial 95533, select "Credit Card Business" and switch to manual processing. In addition, in order to ensure the security of personal funds and card use experience, CCB Credit Card will send you important business reminder text messages, which cannot be canceled.
That’s it for the introduction on how to cancel a CCB credit card account.