Credit card online payment and POS card swiping are cumulative times, even online payment 1 minute is cumulative times. \x0d\ 1。 Cash withdrawal by credit card: \x0d\ 1. Cash withdrawal from credit card overdraft: \x0d\A handling fee: depending on bank regulations, for example, the handling fee for cash withdrawal from Ping An Credit Card is 2.5%, with a minimum 25 yuan for each transaction; The credit card of CCB is charged at 0.5% of the cash withdrawal amount in China, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction; \x0d\B Interest: calculated at five ten thousandths of the daily interest rate. \x0d\2。 Cash withdrawal of credit card overpayment: some banks need to charge fees, while others don't. For example, the handling fee of China Merchants Bank is 0.5% of the withdrawal amount, and the minimum fee is 5 yuan RMB or US$ 65,438 +0. \x0d\ 2。 Credit card consumption of POS machine: \x0d\ 1. Repay in full and on time, interest-free; \x0d\2。 Pay the minimum repayment amount on time at the rate of 0.5 ‰ of daily interest; \x0d\3。 If the repayment is overdue, there will be a late fee in addition to the above interest.