Application conditions: 1, at least 18 years old with full capacity; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Proof of assets such as real estate and vehicles under the name of the individual; 4. Social security card; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.
You need to fill in the basic personal information on the application form, as well as the company phone number, home phone number and my mobile phone number; Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers. In addition, ICBC will make a star rating according to your assets in ICBC, and decide whether to issue cards according to the star rating.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
First, please ask the credit card salesman or the teller in the lobby to fill out the application form. The other party will usually ask you to fill out the application form, and then you will have hope, and then submit the above information to the bank for approval. Whether or not to approve the card and the amount of card approval depends on the comprehensive score of the bank (there are special scoring standards, including age, gender, position, education, marriage, property rights, credit history, etc., and the card can only be approved after the score is enough). After submitting the form, you can enter your ID number in the bank official website to check the application progress.