No longer review the credit card replacement, but only review the status of the credit card. Under normal circumstances, there must be no overdue debts before the renewal of the credit card, and the card status must be normal, and it cannot be stopped, frozen or frozen by the bank. If so, the bank must resume using the card one month before changing it, otherwise it will refuse the card.

If the card replacement conditions are met, the bank will generally send a notice to remind you one month before the expiration. If the cardholder doesn't want to reissue the card, he should contact the bank to cancel it at least two months before the expiration. If the cardholder doesn't reply, he agrees to reissue the card by default, and the bank will mail the updated credit card to the cardholder's mailing address 1 month before the expiration.