Is Postal Credit Card good?
Postal Credit Card is a very formal loan platform and can be used with confidence.
PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.
According to statistics, as of October 2010, the Postal Savings Bank of China's business has fully covered all prefectures and cities, 2,100 counties, cities and major towns and villages across the country, with more than 4,500 outlets nationwide. This business has been started. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level
1. Types of credit cards
Ordinary cards
Gold cards< /p>
Self-Postal Family Co-branded Card
Travel in China - Damei Travel Card
Travel in China - Hainan International Tourism Island Card
Postal Savings Tongcheng Travel Credit Card
PSBC Thousand Island Lake Tourism Co-branded Credit Card
PSBC Zhongyuan Gourmet Credit Card
Anhui Transportation Co-branded Credit Card
All Currency Credit Cards< /p>
2. Functions
Choose your installment payment as you like: "Any points" bill installments and "Transaction points" transaction installments are available, with no interest and low handling fees.
Double protection of password SMS: activate the card through the 24-hour customer service hotline, set the transaction password and query password online in real time, or log in to online banking to activate the card in real time, which is safe and fast.
Enjoy up to 50 days of interest-free repayment period for consumption: The maximum interest-free period for consumption is 50 days and the minimum is 20 days, allowing you to enjoy a leisurely life first.
Optional billing dates: Multiple billing dates are available for you to choose from, allowing you to flexibly arrange repayment.
Points are permanently valid: every dollar spent earns one point, and the points are permanently valid. Points transfer and point redemption allow you to easily implement various points plans.
Special services
Customers can choose "signature password" or "signature" for consumption, and can change it according to their card usage habits through the customer service hotline or logging in to online banking. If you apply for SMS monthly subscription service, cardholders can flexibly set the starting amount of notification SMS according to their actual needs, monitor the changes in account funds in real time, and ensure the safety of card use.
Product Value
In the product design process, Postal Savings Bank fully draws on the functions and features of other banks’ credit card products, and closely combines them with the current business development status of Postal Savings Bank , in view of the actual needs of potential customers of Postal Savings Bank for credit cards, an economical, practical and distinctive credit card product has been tailor-made for our bank’s customers. "Convenience", "affordability" and "safety" are the core values ??of Postal Savings Credit Card.
What about Postal Savings Bank’s credit card?
1. Postal Savings Bank’s credit card is perfect and can be applied to various consumption platforms. It is simple and affordable.
The Postal Savings Platform also offers the benefits of this card’s consumption world, which can be processed online or in person. By directly binding to the consumption platform, you can obtain the safest and most reliable way to use it.
For example, platforms such as WeChat and Alipay are popular among everyone. In addition to consumption, you can also save money. In addition to paying utility bills, you can take a car wherever you want. You can use the card to travel around the world with ease.
Postal Savings also offers a high-interest investment series. As long as you apply for a card, you can enjoy the benefits of economic bills. It is not a problem to end up with a card and pay hundreds or thousands a year.
And it is closely related to food, clothing, housing and transportation. There is no bill that cannot be paid with the Postal Savings Network Card.
2. There are many types of Postal Savings Bank cards, such as debit cards, savings cards and credit cards, which compete with other banking departments.
For example, the bonus period of annual interest, such as the dividend system of monthly interest, such as futures treatment in investment, such as consumer coupons from major shopping platforms, can all be accompanied by the Postal Savings Bank Card without any worries. .
If other banks are responsible for a series of customized savings, shopping and payment, Postal Savings Bank is a one-stop service.
Sometimes these bank cards are not as good as online merchant banks in terms of current and high profits, but many real consumers still recognize the charm of Postal Savings Bank.
3. Each bank has its own characteristics, and each has its own special treatment. Postal Savings Bank of China can still stand alone, while other banks are still independent, each with its own cheese and its own way of achieving perfection.
Nowadays, there are many consumer cards on the street. Postal Savings Bank cards are not abysmal. This is also because Postal Savings Bank’s business is unusual and allows consumers to trust the value and wealth trend of sharing monetary benefits.
Just as the WeChat and Alipay functions have more and more perfectly integrated consumers’ money values, and offer preferential treatment to get the best of both worlds, credit cards can still exploit every opportunity.
Just like Taobao, Alibaba, JD.com and Pinduoduo have increasingly established independent money systems, which have tied consumers’ money concepts, but Postal Savings Bank cards can also attack from both sides.
How is the credit card of Postal Savings Bank?
Hello
The credit card of Postal Savings Bank is still good. After all, it is the fifth largest state-owned bank with policies and The credit limit is acceptable and worth having.
This is the end of the introduction about postal credit cards and postal credit cards. I wonder if you found the information you need?