1, the application conditions are different. The gold card of CCB can be used in shenqing as long as it is a natural person with full capacity for civil conduct, 18 years old and under 7 years old, with good credit standing and the ability to repay the principal and interest on schedule, while the platinum card of CCB's credit card is issued by CCB to middle and high-end customers.
2. Different rights and interests. The gold card of CCB only enjoys the most basic rights and interests of customers provided by CCB, while the platinum credit card of CCB enjoys more preferential services and more rights and interests. CCB Platinum Card has 5 million yuan aviation accident insurance protection, double points for overseas dollar consumption, platinum secretarial service, global preferential voyage and global preferential merchant service.
3. The annual fee is different. The annual fee of CCB Gold Card is low, and the annual fee of CCB Gold Card can be waived. However, the platinum credit card of CCB will be charged regardless of whether the card is approved or not.