Actually, I think this credit card is a good one among the ones I have used. When I first applied, I saw that the limit was only 10,000 and I wanted to give up. But after using it for a few months, I went to The balance was adjusted to 15,000 yuan. The most important benefit is that the installment interest is the lowest among major credit cards. It is similar to the installment interest of Bank of China. The interest of 10,000 yuan divided into 12 months is about 600. It is much lower than Ping An and Pufa.