Full repayment is the first priority.
Call customer service to apply for unsealing after full repayment.
Whether to unseal depends on the risk assessment of the credit card center.
If the personal repayment is in good condition at ordinary times, it is the first time overdue and the amount is not large.
It will basically be unsealed.
If CCB credit card customer service can find the repayment record, does it mean repayment? Since I can find your records, it proves that your repayment was successful at that time.
I hope I can help you.
The credit card is overdue for nine months, and then a lawyer calls to say whether the court really owes the credit card, and the consequences of not returning it:
As the credit card has not been repaid, its legal consequences mainly include:
1 will generate high overdue interest.
You will be sued by the bank to the court, and you will have economic losses such as legal fees and attorney fees.
3. Individuals will have bad credit records, which will have an impact on future bank cards and loans.
4. The amount owed is more than 6,543,800 yuan, which constitutes the crime of credit card fraud and should be investigated for criminal responsibility.
criminal law
Article 196 Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.
Does CCB need to pay back the credit card limit adjustment first? I called to say that I can pay back the money I spent this month first. Can I really adjust the quota? Tiangang Shi Sheng Technology Co., Ltd. specializes in POS machine sales, credit card processing (black households, white households and pure white households) and credit processing! Pay attention to the highest day in the world. Gifts will be delivered irregularly! Call me: 1-3-8-2-7-4-3-0-4-8-0 Thank you!
Novices should pay special attention to the following points when using credit cards:
(1) The issuing bank must pay special attention when offering special discounts to attract consumers to apply for credit cards in the first year. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term interests.
(2) Avoid applying for more cards than you can bear. Evaluate your consumption habits, needs and financial situation before deciding how many credit cards you need to choose.
(3) Be sure to sign the new card as soon as you receive it, and cut the old card into pieces to avoid fraudulent use.
(4) Be sure to take good care of your credit card and report the loss immediately if it is lost.
(5) Whether it is a credit card or a charge card, you must keep a good credit record.
(6) It is convenient to borrow cash in advance, but the cost is high.
(7) Using revolving credit can help you manage your finances, but it should be noted that revolving credit is a kind of credit loan, so that you don't have to pay off all the consumption amount at one time during the payment period, as long as you pay a part of the amount before each payment period, but revolving credit must pay interest separately.
(8) Prevent credit card fraud.
(9) When changing the new address or contact telephone number, immediately notify the issuing bank.
(10) There is no extra charge for spending by credit card in the special store.
(1 1) If it is collected by the collection unit because it has not paid, it has the responsibility to pay off the arrears immediately, and if the circumstances are serious, it will bear legal responsibility.
The credit card of China Construction Bank is overdue during the Spring Festival. 500 yuan hasn't arrived. I received the overdue information and returned immediately. Does it affect my credit? I called the customer service and said to check with the People's Bank. There must be an overdue record. It depends on whether CCB has reported your overdue situation to the Credit Information Center of the People's Bank of China. If there is, it will produce your bad record.
CCB's mortgage has been overdue twice. Can I still apply for a CCB credit card? The key depends on whether your two overdue records have formed bad records, and whether they have been entered into the personal credit information system of the People's Bank of China.
It doesn't matter if you don't enter this system, but doing a card at CCB may affect your credit limit, so the overdraft limit may be small, and going to other banks should not be affected.
It will not affect CCB's repeated calls to customer service. In the process of credit card application and use, you can call customer service for inquiry and business handling. Calling customer service will not affect the use of credit cards, so don't worry.
Is there a phone number that CCB credit card customer service can get through? Playing early in the morning may be easier to get into the business. Nowadays, the amount of card issuance is large, and the support of background customer service staff is difficult.
You don't have to pay it back next month. Can CCB's negative credit card still be used? Your negative number depends on where it is. If the repayment amount of the current bill is negative, it means that you have saved more money after the current bill is made, so you don't need to pay it back.
As for whether it can still be used, it depends on whether your card has an available amount. As long as there is an available quantity, you can continue to use it. You can log on to the credit card website of CCB, click on "Billing Points Inquiry", enter the card number and telephone banking password, and you can see your available line. If there is, it can be used within this limit.
4006763673 called me and said it was from CCB Credit Card Center. Is the amount really increased for me? No, this is not the number of CCB. Don't disclose any personal and credit card information. If information such as card number, expiration date, CVV, etc. is leaked, you should immediately call the CCB credit card customer service hotline, freeze the card and apply for a card replacement. If there is any financial loss on the card, you should contact the local police for investigation.