1. Identification and unsealing of risky transactions. This cancellation method is suitable for stolen and locked credit cards, mostly because the cardholder suddenly spends money abroad or in different places. Take the initiative to contact the bank to inform me of the transaction, and after confirming that it is my transaction, the bank will cancel the card sealing status.

Second, it is suspected of cashing out and providing coupons for unsealing. If my credit card is blocked during normal use, I can call the customer service of the issuing bank to ask why. The general bank will say that you have abnormal consumption, and ask you for proof of consumption, provide invoices and receipts to confirm that it is real consumption.

Third, overdue timely repayment and unsealing. If the cardholder forgets to return the arrears, the card will be blocked and the credit card bill will be returned in time. If the circumstances are not serious, the bank will automatically resume the use of the credit card the day after the payment is completed. Overdue affects personal credit information, so it is recommended that cardholders return their credit card bills on time.

Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.

You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).

It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

Special merchants who hold cards in banks can enjoy preferential treatment.

Accumulate personal credit, add credit records to credit files, and benefit for life.

Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo;

Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card;

Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently;

Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.

The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.

Validity period: It is known that the validity period of domestic credit cards is generally three to five years.

Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.