The installment payment service of Peony Credit Card is only provided to individual customers of Peony International Credit Card and Peony Credit Card.
The starting amounts of the installment payment business are: RMB 600 yuan, Hong Kong dollar 600 yuan, US dollar 100 yuan, and euro 100 yuan. The installment payment business cannot be applied for consumption lower than the starting amount.
ICBC freezes the full amount of consumption.
Number of issues and handling fee standards:
Number of issues
3 issues
6 issues
9 issues
12 issues
18 issues
24 issues
Handling fee
1.65 (0.55 per month)
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3.6 (0.6 per month)
5.4 (0.6 per month)
7.2 (0.6 per month) 11.7 (0.65 per month)
15.6 (0.65 per month) )
ICBC currently supports POS installment payment for special merchants. You can also convert ordinary consumption to installment payment through ICBC telephone banking 95588 and over the counter at the business outlets.
After the installment, you must call 95588 to apply to customer service