If you have 5 transactions every year, you can avoid the annual fee for the following year.

1. If you are accidentally charged an annual fee, you can call the customer service hotline to make up the brush and finish it within the specified time. The annual fee already charged will be refunded to the credit card account.

2. Rigid annual fee refers to the annual fee that must be charged, and users cannot reduce the annual fee by other means. This kind of card is usually a high-end credit card.