The activation of China Merchants Bank card does not distinguish between regions and can be activated at any outlet of China Merchants Bank. Only the cardholder needs to bring his/her valid ID card and China Merchants Bank Card to the outlet of China Merchants Bank and activate it directly at the outlet of China Merchants Bank in different places.
The reporter of International Finance News consulted several bank customers and relevant industry insiders and found that the seemingly harmless "sleep card" actually has many hidden dangers:
Hazard 1: Increase the expenses of cardholders. Some special credit cards of individual banks, whether activated or not, will charge an annual fee once the cardholder signs for confirmation, which will increase the cardholder's expenses.
Hazard 2: affect personal credit records. As long as the credit card application is approved by the bank, whether it is issued or not, the card will appear in the credit report of the cardholder. Cardholders are likely to default on the annual fee without knowing it, thus affecting their personal credit records.
Hazard 3: Increase the risk of brush theft. "sleep card" has been in a state of sleep for a long time, and it is not easy to be detected by the cardholder after being obtained by others, and the risk of card theft is greatly increased.