According to the regulations of the State Administration of Foreign Exchange, cardholders are not allowed to overdraw or withdraw foreign currency cash in China, and the withdrawal limit of each channel is as follows:
1, ATM channel:
ATM withdrawal of Great Wall Card: the maximum daily withdrawal amount (deposit+overdraft) is 20,000 yuan, and the maximum withdrawal amount of deposits in the card is 20,000 yuan, which cannot exceed the total withdrawal amount limit. The daily overdraft withdrawal amount 10000 yuan, and the single withdrawal limit is 5000 yuan.
ATM withdrawal of Bank of China card: the maximum daily withdrawal amount (deposit+overdraft) is 20,000 yuan, and the maximum withdrawal amount of deposits in the card is 20,000 yuan, which cannot exceed the total withdrawal amount limit. The daily overdraft withdrawal amount 10000 yuan, and the single withdrawal limit is still 2000 yuan.
2. Counter channel: counter overdraft for cash withdrawal.
There is no limit to the daily transaction amount of Great Wall Card and China Bank Card, and all deposits can be withdrawn. The daily overdraft withdrawal limit at the counter of China Bank is adjusted to 10000 yuan.
3. Online payment channels:
The maximum amount of a single transaction and a daily transaction is 50,000 yuan, and the single limit of online payment merchants (such as Alipay and UnionPay Online) is different.
4. Online banking channels:
The daily transaction amount of the Great Wall Card is limited to 5 million yuan and cannot be overdrawn;
The daily transaction amount of the Great Wall Card is limited to 5 million yuan and cannot be overdrawn.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Is there any limit on the credit card transfer amount? What is the maximum amount of a single transaction?
When we transfer money by bank card, we usually remind you how much you can only transfer at a time and how much you can only transfer every day. Then for credit card transfer, we also want to know whether there is a limit and what is the maximum amount of a single transaction. Today, I will introduce these issues in detail for everyone.
Banks have different restrictions on the amount of credit card transfer. Today, I will take China Merchants Bank as an example to introduce the general limit of credit card transfer.
I. One-day credit card transfer limit of China Merchants Bank
The cumulative maximum daily cash withdrawal amount of each card of domestic UnionPay line is 10000 yuan, and the cumulative maximum daily cash withdrawal amount of each card of overseas UnionPay line is equivalent foreign currency 10000 yuan.
The single cash withdrawal limit of ATM channel is subject to the ATM machine used.
Two. One-day limit for credit card overdraft transfer of China Merchants Bank
Including pocket life, mobile banking (including PAD banking) and customer service telephone voice system, the total amount of each card per day does not exceed 5,000 yuan. Online banking (popular version, professional version) does not exceed 2000 yuan per card per day.
Among them, the amount of cash withdrawal and overdraft transfer is generally 50% of the credit limit (youth card is youth card 100%).
To sum up, the credit card transfer limit is so much.
, you can handle all kinds of credit cards safely and quickly.
What is the daily credit card charge limit?
Generally speaking, there is no daily limit for credit cards. As long as it is within the credit card limit, the cardholder can swipe the card within one day or slowly, and there is no limit to the credit card limit. If the cardholder wants to control the daily credit card amount, he can also set the daily limit on the bank online banking or the counter. Credit card limits are often caused by three aspects, one is artificial, the other is set by banks, and the other may be that POS machines have limits.
1, artificially set limit:
Some cardholders are afraid that their credit card has no limit, or their credit card is stolen, so they set their credit limit through credit card online banking, which can be a single transaction limit or the total transaction limit of this card. If they exceed this limit, they can't spend any more.
2. The limit set by the bank:
Some banks will set a single transaction limit or a daily cumulative payment limit for credit cards, beyond which they can no longer trade. For example:
China Construction Bank: The account payment limit set by China Construction Bank is 1 1,000 yuan for single payment and daily cumulative payment. The limit of Alipay credit card special merchants is a single transaction, with a daily cumulative limit of 5,000 yuan.
Ping An Bank: The single amount of credit card spending shall not exceed 1 10,000 yuan. If you need a large amount of single consumption, call customer service two hours before checkout to ask the bank to open a large amount of single consumption, otherwise you can only pay by credit card several times.
ICBC: The overdraft consumption of Peony Credit Card cannot exceed 20,000 yuan. Specific to each branch or pos machine settings shall prevail. The limit of Alipay express payment is RMB 10000 per card.
Bank of China: Great Wall Credit Card has no single consumption limit, but the withdrawal limit is 50,000. The online consumption limit can be set for free and can be realized through WeChat.
Guangfa Bank: The single limit of Guangfa Bank can be set by itself.
3, POS machine trading limit:
In order to prevent credit cards from cashing out, payment companies have strict limit standards for credit cards. Generally, the single limit for swiping cards by hand and POS machines is 50,000 yuan, and the maximum limit for a single day is 200,000 yuan. Large POS machines have a single limit of 50,000 yuan and a maximum limit of 200,000 yuan per day, which varies from brand to brand.
So, what if I swipe my credit card to remind me that I have exceeded the limit?
1. In the first case, the cardholder can log in to online banking to modify the transaction limit, but it should be noted that the limit should be within the bank limit.
2. In the second case, the bank limit, if a single payment exceeds the limit, multiple credit card transactions can be divided; If the daily cumulative transaction is limited, you can only swipe your card the next day.
3. In the third case, the limit of POS machines refers to the practice of bank limit.
Single credit card limit of Shanghai Pudong Development Bank
Pudong Development Credit Card has a single credit card limit of 50,000 yuan. Online fast payment transactions, Shanghai Pudong Development Bank credit card is limited, generally a single limit of 3000 yuan, the daily limit of 50000 yuan. Among them, the credit card is adjusted from the limit set by the customer to a single limit 500 yuan.
What does the credit card (debit card) single limit mean?
The single limit of a credit card (debit card) refers to the limited consumption amount of a single credit card (credit card). Credit card (debit card) does not mean that you can use as many lines as you have. When reminding the limit, the user can only change other payment methods or reduce the consumption amount, so as not to trigger the limit mechanism. In addition, the single limit of credit card (debit card) cannot be changed, which is stipulated by the bank.
So when the user reaches the limit, it's not that the credit card (debit card) can't be used, and the user can try to spend other amounts.
What is the daily limit of Ping An Bank's credit card?
First of all, the single/daily/monthly limit of Ping An Credit Card is as follows:
1. Merchants with credit card identification:
The amount of a single transaction cannot exceed 20,000 yuan, and the amount of a single transaction cannot exceed 20,000 yuan.
2. Merchants without credit card identification:
The daily limit is 2500 yuan.
Secondly, Alipay fast payment transaction:
1. Merchants with credit card identification:
The daily limit is $30,000, and the single limit is $30,000.
2. Merchants without credit card logo:
Single person, the limit is $500 per day and $500 per month.
Extended data:
Terms of installment payment for single credit card consumption of Ping An Bank
Article 4
The amount of principal and handling fee payable for a single consumption per period is reflected in the latest bill. Amount payable in the first installment = total installment amount ÷ number of installments (the remainder is recorded in the amount payable in the first installment)+total installment amount × handling fee rate in each installment; Remaining payable amount per period = total number of periods ÷ number of periods+total number of periods × handling fee rate per period.
Article 5
Apply for a single installment payment, and the total installment amount shall not exceed 100000 yuan at most. After the cardholder successfully applies for a single installment of consumption, the number and amount of installments applied for cannot be changed. Cardholders can enjoy a three-day hesitation period.
If you need to cancel a single installment, you can call Ping An Bank's credit card customer service hotline 955 1 1-2 (Platinum Supreme Service Line: 4008895511) for early installment settlement and fee reduction. After three days of hesitation.
If the cardholder needs to terminate a single consumption installment in advance, he can call Ping An Bank's credit card customer service telephone number 955 1 1-2 (Platinum Supreme Service Line: 400889511) to apply, but he must pay the principal and installment fee of the remaining installment in one lump sum (recorded)
Ping An Bank-Single Credit Card Consumption
This concludes the introduction of whether there is a single credit card limit and how to treat it. I wonder if you have found the information you need?