VISA gold card is still available at 7K, but Olympic card still has 12K, because your Olympic card is higher than your VISA gold card.

Shared credit line means that all credit cards held by the same cardholder use the same credit line. Although several cards have their own single credit limit, the total overdraft in use cannot exceed the shared credit limit of the brand credit card.

Credit card limit rules of Shanghai Pudong Development Bank: Hold two or more credit cards (personal card master cards) issued by Shanghai Pudong Development Bank, and each credit card has a limit, and the maximum limit is the total credit limit of the cardholder. The sum of all credit card limits of the Bank that the cardholder can use shall not exceed the total credit limit. At the same time, the main card and the auxiliary card of the credit card are also shared in the same amount.

For example, if you have a Shanghai Pudong Development Bank credit card with a quota of 20,000 and apply for a new Shanghai Pudong Development Bank credit card with a quota of 35,000, then your total amount is 35,000. When the old card with a credit limit of 20000 is full, the new card can only be swiped with 15000.

Extended data:

Adjustment conditions of fixed credit line of Shanghai Pudong Development Bank:

1, card for more than half a year, often use the card;

2. The monthly credit card amount approaches or exceeds the credit card amount;

3. Use a credit card and try to make a one-time repayment;

4. No bad records such as overdue;

5. Temporary withdrawal due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for temporary withdrawal, which will be easier to approve;

6. It is also important to seize the opportunity to increase the quota. It is most effective to apply on the billing date or when the card has just been maxed out;

7. The bill for continuous consumption of credit cards should last for 3 months without interruption, that is, there should be consumption every month;

References:

Baidu encyclopedia-share quota