Does the questioner want to ask "Why is the money returned after the Agricultural Bank of China credit card is swiped?" The reasons are as follows:

1. The merchant canceled the transaction. Sometimes merchants will cancel the transaction for some reasons, causing your card payment to be refunded.

2. Consumption was rejected. If your credit card has insufficient balance or other problems, the purchase may be declined, and the credit card payment will also be returned.

3. System failure or network delay. Sometimes there are failures or delays in the banking system or network, which can also cause consumer funds to be returned.