1. If you apply at the branch counter.
You don't need a face-to-face sign The bank will send your credit card (debit card) to you by registered mail, which usually takes about a week. After getting the card, you can activate it directly through the network or customer service phone.
2. If you are the first card to apply online.
You need to go to the bank for face-to-face, sign and pick up the card at the designated outlets according to the bank SMS notification, and you can also activate the card by the way. However, the face-to-face visa may be rejected, so your card application is unsuccessful and you can't get the card.