The Bank of Communications Ruika Platinum Card has a limit of more than 50,000 yuan. The Bank of Communications Ruika Platinum Credit Card is a platinum credit card of UnionPay. When you apply for the Bank of Communications Ruika Platinum Credit Card, you can enjoy family-wide benefits such as million-dollar global family accident insurance and property insurance, 7×12-hour family doctors, and green channels for serious illnesses. The interest-free period of Bank of Communications Ruika Platinum Credit Card is 25-56 days, and the cash withdrawal limit is 50% of the credit limit.

The platinum cards of many banks are also divided into several types. Common ones include small platinum, standard white, elite white, diamond white, etc. Different types have different limits. Generally, the one with the lowest limit is Little Platinum, which is often considered to be a fake platinum card. The limit is often less than 50,000 yuan, so it is common to get a platinum card with a limit of 10,000 yuan, and some people even have a lower limit.

For example, the Agricultural Bank of China’s relaxed version of the Ranmeng Platinum Card. Although the card level is a platinum card, the payment limit is generally not high. Xicaijun consulted customer service and learned that the minimum limit is only 2,000 yuan. Some netizens even said When I received a text message invitation to apply for a card, the limit was only 10,000. To be honest, this limit is really not as good as the gold cards of some banks.

Of course, the credit card limit ultimately depends on the applicant's qualifications. This is also an important reason why many people obviously apply for a platinum card, but the limit is only 10,000 yuan, or even lower. After all, if your personal qualifications are not up to standard and the bank cannot recognize your repayment ability, the bank will naturally not take the risk and approve a large-value card for you.

The influencing factors include academic qualifications, technical titles, work status, marital status, financial ability and financial status, etc.

In response to the upgrading demand for domestic health services in the new market environment, this credit card launches a one-stop family health management service for cardholders. In addition to the cardholder or his spouse and children enjoying unlimited calls to 7 during the validity period, *In addition to the 12-hour telephone doctor program, it also provides convenient services such as a green channel for medical treatment for major diseases.

It is worth noting that the family phone doctor will establish a health file for the cardholder's family, provide daily health consultation, medical advice, chronic disease management and many other health services, and even provide nutritional balance. Families in need of advice.

With reference to the popularity of family doctors abroad, the insufficient penetration rate of family doctor services in the domestic market and the reliance on public medical services not only perpetuate the problem of irrational use of medical resources, but also make many chronically ill people unable to Get effective prevention, treatment and attention.

The "Blue Book of China's Internet Chronic Disease Management Industry" shows that in 2019, there were 340 million patients with hypertension and heart disease***, 130 million patients with chronic kidney disease, 120 million patients with diabetes, hepatitis B and hepatitis C ***110 million people.

Chronic diseases seriously endanger residents’ lives and health. For example, deaths caused by cardiovascular diseases account for more than 40% of residents’ disease-related deaths. Chronic diseases such as diabetes, hypertension, and hepatitis B, like cardiovascular diseases, have high mortality and disability rates.

This situation is related to my country's special social environment and demographic environment. Due to the serious imbalance between supply and demand, it is difficult for family doctors to popularize traditional methods. However, with the development of the Internet, a large amount of evidence-based medical evidence has shown that Internet chronic disease management can help slow down the course of the disease, prevent complications, reduce patient mortality and disability rates, and can even achieve the effect of not affecting the patient's life.