1 Installment is a good deal.

2 Within the amount you can afford, the shorter the installments, the better. If you say you can repay 1,000 yuan per month, then half a year will be enough.

3 Installment business generally does not charge interest but charges handling fees.

4 The handling fee amount for the installment business = the installment amount bank). The bank will debit the amount once upon the first repayment. From now on, monthly repayments will no longer include handling fees.