Are there any handling fees for credit card purchases?
No matter what bank you use, there is no handling fee for credit card purchases, and consumption is free across the country.
Extended materials:
Credit cards are divided into credit cards and quasi-credit cards. A credit card means that the cardholder has a certain credit limit and can consume within the credit limit. A credit card that is repaid later; a quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the quasi-credit card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.
Reference sources: Baidu Encyclopedia - Credit Card Baidu Encyclopedia - Card Swiping Fee
Is there a handling fee for using a credit card?
According to the credit card usage regulations, whether it is Whether online or offline, a handling fee will be charged for using a credit card, but the handling fee is not necessarily borne by the seller, it may also be borne by the buyer. If the seller has activated credit card payment, the seller will pay the handling fee; if not, the buyer will pay. If you don’t want to pay the 1% handling fee when using a credit card on Taobao, just change the payment method to a debit card or Alipay balance payment, so that you will not be charged a handling fee.