Bank of China credit cards will have their limit reduced. The possible reasons for credit card limit reduction are as follows:

1. Cashing out using a Bank of China credit card: If it is identified by Bank of China’s cash-out identification mechanism, If it is believed that a user has cashed out, the user will be given a derating, and if the consequences are serious, the user's card will be suspended or even investigated for criminal liability.

2. Overdue credit card: If the user has a record of overdue credit card payment for a long time, Bank of China may reduce the user's limit;

3. Abnormal credit card account: If the user's If the credit card information is leaked and the credit card is stolen, Bank of China will temporarily reduce the limit after identifying it to prevent greater economic losses;

4. The credit card consumption amount and frequency of use are too low: If the credit card is activated Finally, if the frequency of card swiping is too low or the amount used is too small, Bank of China will reduce the amount based on the situation.