Automatic installment means that as long as you spend a certain amount, the bank will automatically apply for installment for you, and then you will be charged interest, so unless you really can’t pay it off, don’t apply for automatic installment. Of course, you can also apply for a small amount occasionally. By installments, the bank will make money and it will be beneficial to increase the amount by raising the card. I Yaoqi Sanwuerjiuliujiujiubayao will give you a card machine for free, and you can withdraw cash by yourself to maintain the card