First, the reason why the credit card of Shanghai Pudong Development Bank was frozen

The first reason is that the cardholder fails to repay the loan on time for more than three consecutive months, and the bank has the right to freeze the credit card. Although the credit card is overdue and frozen, there are still late fees and interest.

The second reason is that if the bank thinks that the credit card transaction is abnormal, the bank will freeze the credit card for the safety of the cardholder, which will lead to the freezing of the credit card.

Second, the Shanghai Pudong Development Bank credit card is frozen.

If you are frozen because of abnormal consumption identified by the bank, then you only need to call the bank to explain the situation and the bank will unfreeze the credit card. Of course, there are also criminals who make credit cards unsafe. In this case, you can ask for a new credit card and open it directly after you get the new card.