In real life, there are often friends with good strength who will be loan guarantors for relatives and friends. Because the credit report will record the guarantee information, they are worried that it will affect the credit card. In fact, it is possible to apply for a credit card with a guarantee, but it may not be easy to approve the card. Let's take a look at it together. can I get a credit card after I have secured it? You can apply for a credit card, but it will affect it more or less. This should be analyzed from two aspects. 1. If you get a credit card, the bank will check the credit information. For example, if a person has made a guarantee, the bank can see the guarantee information for others from the credit report. If the lender repays the loan on time, it is easy to say that if it is overdue, it will also affect the credit of the guarantor. 2. For a credit card, the bank pays more attention to the repayment ability of the guarantor. Many guarantors are jointly and severally liable. If they are obliged to repay the lender, the bank will demand more repayment ability from them than ordinary people. In a word, the risk of getting a credit card as a guarantor will be very high. If you don't want to be rejected, you can try to cancel the guarantee relationship with the lender.

so, how to cancel the guarantee? 1. Let the lender pay off the loan in advance. As long as the debt is paid off, the relationship between the guarantor and the lender will automatically terminate. 2. The lender can be asked to find a qualified guarantor again, and the three parties can reach an agreement on replacing the guarantor, and then find a bank to re-sign the contract. After changing the guarantor, the guarantee relationship will be terminated. However, this method will be more difficult. Under normal circumstances, many banks may not support changing guarantors halfway. The above is the introduction of "Can I still apply for a credit card with a guarantee?" I hope it will help everyone.