How to get back the annual fee deducted from the credit card?

First, if it is a credit card with a rigid annual fee, the issuing bank will not refund it. If the cardholder does not have the right to use the card, he can call customer service to appeal for a refund.

Second, if it is a credit card that can be swiped several times a year without charging an annual fee, the cardholder can first call customer service to apply for a refund of the annual fee due to insufficient swiping times. After receiving the customer service commitment, make up the number of times as soon as possible and apply for refund of the deducted annual fee.

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