The initial credit limit of I Platinum Credit Card of CITIC Bank is generally 1 10,000. If you downgrade to a gold card or an ordinary card, the credit limit will generally be lower. Credit cards that have been approved for card application cannot be replaced, and the amount is fixed. If you want to use this card, you can go to the nearest CITIC Bank outlet with your ID card. If you really don't want to use this card, you don't need to confirm it. Banks should not apply for cards. After the deadline, the application will be invalid.