no. Savings card means a financial transaction card issued by a bank to provide financial services to depositors, which belongs to a kind of debit card. There are two types: magnetic stripe and chip. The main function is to save deposits, which can realize credit card consumption, ATM withdrawal, transfer and various payment functions. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit. They have different functions.