After the ID card expires, you need to go to the bank to update the information. After the user's ID card expires, if the user fails to go to the bank in time to update the reserved identity information, it will cause abnormalities in the use of the bank card. Generally speaking, banks will give 90 days to update the reserved ID card after it expires. If the user has not updated the reserved identity information after 90 days, it will affect the normal processing of various bank card businesses, so the identity card After the card expires, you must promptly go to the bank to update the reserved information on the bank card.

If banks such as China Merchants Bank, Bank of Communications, Minsheng, Industrial Bank, Ping An, Citigroup, HSBC, etc. require updated information, you can fax, take photos, send copies of the front and back of your ID card, or mail the information to the bank's credit card center. , indicate "ID card renewal validity period". If you don't mind the trouble, you can bring these information to the outlet to update them yourself.

In addition, some banks such as Guangfa, Ping An Securities, and Minsheng can change it directly in the app. There are also credit cards from the four major banks, China Guangfa, China Post, and Everbright. As long as the cardholder’s ID number remains unchanged, the credit card-related content does not need to be updated. For banks such as Agricultural Bank of China, China Construction Bank, and Post Office, as long as the ID card does not change, the system will automatically update it. If the number changes, it is best to go to the bank branch to handle it in person. The expiration of all-in-one card account opening certificates from Bank of Communications, China Merchants Bank and other banks will not affect all-in-one card payments, transfers, remittances, withdrawals and other services that require entering the ID number and may not be processed. It is recommended to update your information at the branch as soon as possible with your card and valid ID.

Legal basis:

Article 11 of the "Identity Card Law of the People's Republic of China"

The state decides to replace the new generation of resident identity cards, If the validity period of the resident ID card expires, the citizen's name changes, or the certificate is seriously damaged and cannot be recognized, the citizen should replace it with a new one; if there is an error in the registered item of the resident ID card, the public security organ should promptly correct it and issue a new certificate; when receiving the new certificate, the citizen must Return the original certificate. If your resident ID card is lost, you should apply for a replacement. If the resident identity card of a citizen under the age of 16 falls under the circumstances specified in the preceding paragraph, he or she may apply for renewal, replacement or replacement of a new identity card.