There is no risk for insurance companies to handle credit cards. Citizens with full capacity for civil conduct and a certain direct source of income can apply for a credit card from the issuing bank, and employees of insurance companies can also be applicants. The Ping An bank card and credit card handled by Ping An insurance staff are risky and it is impossible for insurance companies to handle them. It can really help life insurance customers to apply for Ping An credit card, but it is only an application, and there is no guarantee that it will pass.