Because the adjustment of the credit card limit of Bank of Communications will generally be evaluated according to the cardholder's past use of the card, when the cardholder swipes the card, the consumption types can be diversified, such as household appliances consumption, catering consumption, supermarket shopping and so on. While ensuring a good repayment record, the Bank of Communications credit card itself will increase the amount.

How to increase the credit card limit of Bank of Communications;

You can withdraw money by phone through bank 4000-0 18520.

The most basic condition for the first credit card withdrawal is that the average monthly consumption is above 30% of the credit limit, and there is no bad record in the last 6 months.

The second condition is to diversify the types of merchants who spend credit cards as much as possible: shopping malls, supermarkets, gas stations, restaurants, hotels, tourism, entertainment places and so on. Online shopping banks are not welcome. (Because in shopping malls, supermarkets, hotels and other places, when using credit cards for POS transactions, merchants need to pay a certain percentage of handling fees to banks according to the transaction amount, and online banks cannot obtain income. )

China Merchants Bank's credit card withdrawal can only be actively invited by the bank, and cardholders are not allowed to apply for cash withdrawal, which means that the bank will inform cardholders of the withdrawal amount according to the cardholder's system points within a certain period of time.

You don't have to call to verify the card, just hand in the information. However, the credit limit of this kind of card is relatively low, mainly because the normal card handling method requires submission of employment certificate or income certificate, as well as other financial materials that are conducive to improving the credit limit, such as a copy of the property ownership certificate of the property under the name and a copy of the automobile driving license.