Identification address
Applicants who have purchased a house can directly fill in the property address under their own name, and attach a copy of the real estate license when submitting the information. If there is no personal housing, for example, the applicant who rents a house can fill in the home address of his hometown, and long-term residence will make the bank think that the applicant's address is stable. Like Beipiao people, if you have friends with excellent local relations, you can fill in the address, and the check-in time can be the time of Beipiao, which can also show the stability of Shenka people's life.
marital status
Married and unmarried, generally speaking, just fill it out truthfully. But for 28-year-old and 29-year-old young people, it is still necessary to consider the card. If unmarried, the bank will consider that the applicant's situation may not be very stable.
residential telephone
Fill in according to the home address, preferably a fixed telephone. Ensure that parents or friends' parents (who need to say hello in advance) can receive it. Old people can always give people a more practical feeling, and banks like it very much.
Unit fixed telephone
Failure to fill in this form is the chief culprit that causes many applicants to fail to apply for a card. When banks pay a return visit, they often choose to call this number to confirm the applicant's job stability, which is directly related to the applicant's income source.
annual salary
It is directly related to the repayment ability. Many applicants fill in the annual salary when they apply for a card, which is either too high or too low. In fact, the annual salary is directly related to the applicant's income certificate and should be filled in according to the actual situation. However, if the unit can issue a certificate of income, it can also be raised appropriately, which can make the bank more at ease. Fill in the annual salary and avoid making it up. First, banks will have a relative reference value through social security, industry and position information; Secondly, once the bank finds that the applicant is suspected of falsifying information, it will basically not succeed in handling the card.
contacts
Contacts can choose to fill in: family members with stable addresses, friends with stable jobs and high incomes, colleagues in the same company, etc. In short, they are a stable group that can make banks feel more at ease. It is not recommended to fill in friends who have no fixed job or unstable income/address.
Other bank credit cards
In prime Bank, only five banks, namely Bank of China, Bank of Communications, China Guangfa Bank, Ping An Bank and Shanghai Pudong Development Bank, support card handling. When applying for cards from these banks, applicants can apply at the counter with other banks' credit cards that have been used for at least three months (for example, according to the regulations of Shanghai Pudong Development Bank, they can apply at the counter if they have held other banks' credit cards for more than 1 year). If the credit card has a good record and is not overdue, you can also apply at the counter.
How to fill in the application form when applying for a large credit card?
Many friends want to apply for a high credit card, so they want to help them. In fact, the credit card application amount and amount mainly depend on the applicant's qualifications. However, qualifications are very important, but you still need to master some card handling skills, such as how to fill out the application form.
There is still a lot of personal information on the credit card application form. Marital status, home address, home phone number, company fixed phone number, annual salary, contacts, credit cards of other banks, etc. are all closely related to the success rate of card handling.
To get a large credit card, your application form should be filled out like this:
1, unit nature: the applicant's work unit can reflect its repayment ability, so the good people in civil servants, institutions, employees of state-owned enterprises and other units should apply for credit cards with higher pass rate and higher approval quota.
2. Company phone number: Don't make a mistake about this phone number. The bank will call the company to pay a return visit. If the work unit doesn't have a phone number, you can fill in the phone number in the shop of relatives and friends, provided that you say hello first.
3. Marital status: Married and pregnant, the situation is relatively stable in the eyes of banks, the economic conditions should not be very bad, it is easier to apply for a card than unmarried and childless people, and the approval amount is higher, so it is usually necessary to fill in the relevant information truthfully when filling out the form.
4. Place of origin: you can get extra points if you apply for a local hukou card. However, if it is not a local account, there is no way out, so we have to fill in the ID card honestly.
5. Industry category: Never fill in the service, entertainment, investment and guarantee industries. In the eyes of banks, it is a high-risk group, and less than 50% of them can successfully pass the audit.
8. Working years: you can write a little longer according to the actual situation, such as 1.5 years, you can write 3 years, but don't exaggerate. For example, graduation is only two or three years, and working hours are five years. It is also false to think about it.
9. Contact person: It is best to write about the bank's high-quality customers, such as platinum card holders. Of course, if not, it is ok to write about friends and relatives with stable jobs and high incomes.
10, card receiving address: It is best to write the company address at this address, which will help improve the success rate of card handling.
Summary:
Some conditions can be adjusted appropriately, such as a higher annual salary within a reasonable range, or a single person who has worked for more than one year, or is nearly 30 years old and married, or a contact person can choose a friend with better qualifications.
However, the principle of filling out the application form is to be as honest as possible. Once the bank finds that you have submitted false information, you can't apply for a card within six months, and it will leave a credit stain in the future.
How to fill in the credit card application information?
Many friends want to apply for a credit card to cope with home visits, wedding gifts, dinners and entertainment, so what should I pay attention to when I apply for a credit card for the first time? How can I get a credit card quickly?
The credit card salesman will submit a card application for you, and the following contents need to be filled in carefully. Online application also needs to fill in relevant information.
I. Basic information
1, marital status
Married childless, married childless. Just fill it out truthfully. If you are unmarried after 30, the bank will think you are unstable. It is recommended to prepare more asset documents (house/car/bank deposit) when you apply for a card.
2. Home phone
"Home phone" should be emphasized. Many applicants believe that it is not necessary to fill in the home phone number when filling in the mobile phone number. In fact, the bank's "home phone" mainly examines the stability of the applicant. So, don't ignore this item.
3. Residential address
Whether it is self-owned housing or rental housing, you must fill in the residential address. Just like the residential telephone, the bank set up this project to check your stability.
4. Living conditions
Self-owned houses have no loans. Own houses, loan units, apartments for rent. If you don't buy a house, you might as well write your address in your hometown.
The stay time is also a reference project, which is generally stable for more than one year, and the longer the time, the better.
Second, the occupation information
1, company address
Whether there is an office address can reflect whether you are working or not, so don't leave it when filling out the application form.
2. Phone number of the company
Forgetting to fill in the company phone number is the reason why many people fail to apply for a card. When the bank calls back, it will call the company to check the stability of your work.
3. Income
Fill in the income very skillfully, fill it truthfully and avoid making it up. Of course, don't forget to add social security, provident fund, welfare and year-end bonus on the basis of after tax.
4. Length of service
The length of service directly indicates the stability of your work and indirectly indicates the continuity of your income. Some card friends are very honest and directly fill in the position of10/1month according to the actual situation. You might as well fill in an estimate here, 1 year or more.
Third, contact information
1, contact person
Personal connections are divided into immediate family members and other personal connections, such as family members with stable addresses and friends with stable jobs and high incomes. In short, it is the most tactful way to fill in the stable group that the bank can rest assured. It is not recommended to fill in relatives and friends who have no fixed job or unstable income/address.
Four. Statement address
1, company address
There are two options for statement address: company address and residential address. Tick the company address to indicate that you really work in this company.
This concludes the introduction of how to write a credit card application and how to apply for a credit card with a credit card. I wonder if you have found the information you need?