Hello, if you use China Merchants Bank credit card, if the US dollar is compared with the Euro, the US dollar is more cost-effective. At present, there are two basic credit card swiping lines in our bank, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.). If you swipe your card on the UnionPay line, it will be settled directly in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the overseas consumption of credit cards will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount, and the exchange fee will be charged by the Bank on behalf of international organizations. If the consumption amount is USD, there will be no settlement fee. (If you use a full-currency credit card, you can spend any foreign currency in the world, and there is no currency exchange fee. The function of purchasing foreign exchange will be automatically activated, and foreign currency consumption will be repaid by purchasing foreign exchange in RMB. )

"If you have any other questions, I suggest you add" QQ "or" WeChat "for online consultation.

method 1: search for "4825555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

method 2: search for the number "cmb4825555" in wechat and pay attention to China merchants bank credit card center.

please click: /Common/default.aspx for details? Pageid=zxkf, thank you for your concern and support! "