Yes Bank of Nanjing Xin installment card is an exclusive installment consumer product launched by Bank of Nanjing for credit card customers. After application, it can be used for tourism, going abroad, car purchase and other consumer purposes. It is cost-effective to use Nanjing Bank Xin installment card. Staging means dividing a whole into several parts.
How to repay the credit card of Nanjing Bank in installments? Pay attention to these things
Bank of Nanjing added installment credit cards with a maximum amount of 300,000. After the application, I can lend the debit card provided in my name for personal consumption purposes such as traveling, going abroad and buying a car, and then repay the loan on time according to the agreement at the time of application. Today, I will briefly introduce the credit card installment repayment of Nanjing Bank.
1. How to repay the installment credit card of Nanjing Bank?
Bank of Nanjing Xin installment card will issue a handling fee bill on the 20th of each month, and the handling fee will be returned 25 days after the billing date, and the principal and handling fee will be returned in one lump sum on the due date. There are many repayment channels. If you want to get the account quickly and repay it for free, you can repay it through Nanjing Bank, mobile banking or personal online banking.
1. Mobile banking: log in to mobile banking and enter the menu of All-Credit Card-Early Payment by Installment/Installment Payment on the homepage.
2. Personal online banking: log in to personal online banking and enter the menu of "Credit Card"-"Credit Staging"-"I want to repay".
Second, can you repay in advance?
You can repay in advance, but there are conditions.
1. Pay attention to the time of prepayment: prepayment is not allowed on the day of installment, but only on the second day and after installment. The repayment amount is not limited, and it can be repaid in part or in full. In case of partial prepayment, it is necessary to repay the service fee and principal payable in the current period, including the unpaid amount of the bill and the installment principal service fee charged daily from the billing date to the prepayment date, and the remaining principal still bears interest at the interest rate daily.
2. Need to apply in advance: Call the service hotline of Nanjing Bank to apply, and the bank will calculate the amount of prepayment according to the application, and then repay.
What's the difference between Bank of Nanjing Xin installment card and E loan?
There are two main differences between Bank of Nanjing Xin installment card and E loan:
1. The application method is different. Bank of Nanjing Xin installment card is a credit card of Bank of Nanjing, and customers can handle it at the counter or website of Bank of Nanjing. E-loan is an online loan product, and customers need to apply on the online platform.
2. Different product features. Bank of Nanjing Xin installment card provides credit card service and installment repayment function. Customers can spend by credit card and choose to repay by installments. E-loan provides online loan services, and customers can apply for loans through online platforms and repay them according to the agreed repayment methods.
Do I have to return the Bank of Nanjing Xin installment card every year?
No, Nanjing Bank Xin installment card does not need to be returned every year, and it is valid for five years at a time. Xin installment credit card refers to the credit card issued by Nanjing Bank to the public with the functions of daily statement, borrowing and returning. Xin installment card has a credit limit of 300,000-500,000, valid for five years, and can be recycled. Enjoy the exclusive service of our Platinum Card. The initial installment amount of Xin is 65,438+0,000 yuan (inclusive), with 65,438+0 yuan as the incremental unit, and the installment amount and balance shall not exceed the maximum credit line of Xin installment card. The minimum installment period of Shanbixin shall not be less than 7 days, and the maximum installment period shall not exceed 365 days. The installment expiration date shall be within the validity period of the quota. Other expenses of the new installment card include card replacement fee, loss reporting fee, reading order fee, bill replacement fee, etc. The specific charging types and rates shall be implemented according to the UnionPay Platinum Card standard published by the Bank.
Xin installment credit card introduction and how to handle Xin installment credit card is over. I wonder if you found the information you need from it?