If you want to check all the loans under your husband’s name, you can use the following methods:

1. Log in to the official website of the Credit Information Center of the People’s Bank of China on your computer browser and enter the Internet credit information Check the credit report on the service platform. Generally, loans will leave corresponding records on the credit report, including the specific loan time, loan amount, repayment amount, remaining outstanding amount, etc.

2. Log in to the online banking/mobile banking of the bank where the credit card in your husband’s name belongs, and check the repayment details on the personal account page to learn the specific situation of the debt.

3. Check whether your husband has received a repayment notice or electronic bill from a bank or other consumer financial institution in his email. If so, the content usually contains the specific amount owed.

4. Check the text messages on your husband’s mobile phone to see if there are any reminder text messages from banks, lending institutions and platforms. The text messages should contain the amount due and the repayment period. and other information.

Personal loan applications should meet the following conditions:

1. The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who complies with relevant national regulations.

2. The purpose of the loan is clear and legal.

3. The loan application amount, term and currency are reasonable.

4. The borrower has the willingness and ability to repay.

5. The borrower’s credit status is good and there is no major bad credit record.

6. Other conditions required by the lender.

Handling financial matters in your husband's name requires caution:

First, you may consider seeking professional legal and financial advice to understand your rights and responsibilities.

Secondly, collect and review all relevant documents and records, including financial statements, debt lists, etc.

Then, have an honest and frank conversation with your husband and work together to find a solution, which may include debt restructuring or seeking legal assistance.

The most important thing is to stay calm and rational and avoid emotional decisions to best protect your rights and financial status.

In summary, with the deepening of economic marketization, accelerating the construction of corporate and personal credit reporting systems has become a common sense in society. The report of the 16th National Congress of the Communist Party of China clearly stated the need to "improve the social credit system of the modern market economy."

Legal basis:

"People's Republic of China and Civil Code"

Article 668

Loan Contract It shall be in writing, unless otherwise agreed upon in the case of a loan between natural persons. The content of a loan contract generally includes terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.