The Tangshan Provident Gold Dragon Card also has an overdraft limit like other credit cards, and it is not a unified limit. Everyone's credit limit is determined based on their own credit status. Generally speaking, if it is your first time to apply for a CCB credit card, the initial credit limit is about 2-3 times your monthly income. The credit limit of your card will be stated on the card letter sent to you by CCB. If the letter has been lost, you can also send a text message to check the limit. Edit it with your registered mobile phone number, edit "313#The last 4 digits of your credit card number" or "CCED#The last 4 digits of the card number" and send it to 95533. For example, if the last 4 digits of your card number are 1234, then just edit "313#1234" or "CCED#1234" and send it to 95533. A text message will be sent to you shortly.

And this card combines a credit card and a provident fund card into one, so there is no annual fee or card replacement fee for this card. It doesn't matter even if you leave it unused. If the card is damaged, you can apply for a replacement card with China Construction Bank without charging any cost, which is still very practical.