Agricultural Bank of China credit card installment prepayment process

first, make an appointment by phone. Carefully check the bank's prepayment requirements and pay attention to whether it is necessary to prepare prepayment penalty.

second, fill in the application form. After being notified by the other party, get the application form from CCB outlets and fill it out. At the same time, prepare the required materials, such as ID card and loan contract, and hand them over to the bank for approval.

3. Telephone notification from the bank. After the approval of the bank, the bank will call.

iv. go through the repayment procedures. The repayment person carries the relevant documents to the bank to go through the formalities of early repayment.

5. make prepayment. After the formalities are completed, go to the bank counter for repayment, and some banks can directly transfer the money to the card.

VI. If it is paid off in one lump sum, it is necessary to handle the mortgage cancellation and other work.

Huinong Credit Card, one of the series products of Jinsui Card of Agricultural Bank of China, was launched by Agricultural Bank of China on January 6, 29, which is a special product with the combination of lending and borrowing specially designed for high-end customers in counties and rural areas with good credit concept. Huinong Credit Card can not only be used as a tool for your payment, settlement, savings and financial management, but also meet your short-term and frequent capital turnover needs through our credit, and provide a number of personalized auxiliary functions to fully serve your production and life.

1. Integration of debit and credit, instant credit

Huinong Credit Card has a powerful function of integration of debit and credit. You can open current and multiple fixed sub-accounts, and deposit your own funds to earn deposit interest; Moreover, after receiving the card, you can directly overdraw and use the letter immediately within the credit line approved by our bank without going through other formalities, flexibly arrange your own production and operation funds and manage your family property.

2. cyclic overdraft and quick turnover

within the credit line approved by our bank, you can borrow and repay at any time according to your own capital situation, and the interest will be calculated according to the actual use days. After repayment, the credit line will be immediately restored and reused, realizing the rapid turnover of funds, saving the use cost of funds and realizing asset appreciation to the greatest extent.

3. Full cash withdrawal is convenient to use

You can not only spend overdraft, but also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 1% of the credit line, which can meet your capital needs for different purposes to the greatest extent.

4. High credit and flexible guarantee

You can obtain the credit of Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 3, yuan.

5. Easy management

With Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with one card in your hand without other cards or certificates of deposit.

6. Pay the fee by proxy, which saves worry and effort

We can pay water, electricity, communication, cable TV and other expenses on your behalf through Huinong Credit Card, which will save you from running around. When your own funds in your account are insufficient, you can also pay the above expenses with overdraft not exceeding 1 yuan within the credit line.

7. supplementary cards for the main card, with a credit line of * * *

you can open multiple supplementary cards for your family or friends according to your own situation, so that they can * * * use their own funds in your cards together, or * * * use the credit line approved by our bank according to your requirements.

8. payment control, full control

according to your requirements, you can control the number of payments, the amount and whether you have the overdraft authority of the supplementary card, and you can also cancel the supplementary card at any time, so that you can flexibly control the use of the supplementary card.

as long as you have a fixed residence in the issuing bank, a stable income and full capacity for civil conduct, you can apply for Huinong credit card (personal card).

you can apply for a supplementary card for others with full civil capacity.

application materials to be provided: you must provide identity information, and the issuing bank has the right to ask you to provide one or more credit information such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.

related materials: four income proof formats and matters needing attention in issuing work proof, the format table of "on-the-job income proof" of the unit applying for credit card, eight financial proof of applying for credit card, and ten proof materials of permanent residence of applying for credit card.

(1) identity information

the original and photocopy of my valid identity document.

(2) Proof of income

Records of wages paid in the first three months at the time of processing issued by the bank;

income certificate issued by the company;

income tax withholding certificate;

proof of payment for provident fund, endowment insurance, medical insurance and unemployment insurance;

business tax payment certificate, etc.

(3) proof of work

work permit (card), work contract, pass, etc.

(4) asset certification materials

proof of property rights of self-owned residential and commercial houses;