1. If you want to apply for suspension of your credit card, you can call the customer service of the credit card center of the bank to which your credit card belongs, apply for suspension of your credit card, explain your own situation and the reasons why you can't repay it, and submit the application according to the requirements of the bank.

However, it depends on the bank's decision, whether it can successfully deal with the suspension of interest payment. The most basic conditions for handling suspension of payment are as follows:

(1) is really unable to repay the arrears. Banks will investigate personal income, liabilities and other evidence to assess repayment ability.

(2) Loss of connection can not avoid collection, and avoid the bank questioning the lender's willingness to repay. Even if it is overdue, you should try your best to repay it and show your willingness to repay it.

(3) You can issue a reasonable certificate to the bank.