The most important condition for applying for our credit card is that 18-60 years old (foreigners are 25-60 years old), with certain financial ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.
Can I only show my ID card when I go to the bank to apply for a credit card? If you apply for a credit card of China Merchants Bank, you need to have a local China Merchants Bank, 18-60 years old. If you can provide ID card, work certificate and income certificate, you can try to apply. If I apply for a car card, I need to attach a copy of the driver's license in your name. If the local branch has clear regulations, I need to follow the regulations of the local branch. Subject to the final audit result of the credit card.
If you only have an ID card or are underage, you can apply for a supplementary card for your immediate family members (immediate family members are parents, children and spouses).
Which bank can handle credit cards only with ID cards? Our main credit card needs to be 18-60 years old (foreigners are 25-60 years old), and the necessary application documents are identity certificate and work certificate.
(1) Identification certificate: copies of the front and back of the ID card (in temporary id card, copies of the second-generation temporary id card and household registration book with a validity period of more than 3 months are required); Require soldiers to provide copies of military identity cards; Foreigners can use passports, residence permits or employment certificates; Taiwan Province people can use Taiwanese certificates and employment certificates; Hong Kong and Macao people can use the Home Visit Permit and Employment Permit/Residence Permit;
② Work certificate: it can be the original work certificate issued by the employer (indicating the specific company name, department, position and income, and stamped with the company official seal or personnel seal), or a copy of the work permit/license verified and marked by the sponsor;
(3) Proof of financial resources: it can be a payroll record issued by the bank, an income tax withholding certificate, or a copy of the real estate license/automobile driving license/bank time deposit certificate.
Other files for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
What bank can handle credit cards only with ID cards? So far, only Bank of Communications and Guangfa Bank can handle credit cards with their ID cards.
However, the two banks have certain requirements for handling credit cards only with ID cards.
Bank of Communications:
Bank of Communications Youth Card only (Youth? Power credit card),
Under 30 years old
Full-time college degree or above
Have a stable work unit and income source.
If all the above conditions are met, you only need to provide your ID card when handling the credit card.
Guangfa Bank (taking Chengdu as an example):
Chengdu local town hukou (ID number starts with 5 10 1
Full-time bachelor degree or above.
I have a mortgage in my own name and the repayment time exceeds 1 year.
Have a stable work unit and income source.
The above conditions meet 3 points, only need to provide ID card, 1 and 4 are the conditions that must be met.
Remarks: Having an ID card to apply for a credit card does not mean that you don't need a stable job and income source, but you don't need to provide it when you apply.
What bank can handle credit cards only by ID card, not by ID card?
First, there are two main conditions for applying for a credit card:
1, age requirement: 18-60 years old;
2. Have a stable job and income source.
Second, the materials and certificates that need to be provided when handling:
1. Domestic residents only need to provide: a completed and signed application form, identification documents, residence documents and income documents;
2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;
3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.
3. If you want to apply for a credit card with a large amount, you need to provide proof materials with good economic strength, such as a copy of real estate license and automobile driving license; Bank borrower (good credit, no more than 60 days overdue) or copy of deposit certificate, etc.
Which bank in Yangzhou can handle credit cards as long as it has an ID card? Joint-stock banks have higher credit card quotas.
If you only provide your ID card, the credit card you apply for may be a quasi-credit card with a limit of only 500 yuan, which is really useless.
18 years old+ID card+full capacity for civil conduct+no bad credit record+work certificate+income certificate with unit financial seal+financial certificate+two contacts.
Which bank can handle credit cards only with ID cards? This year's JD.COM Xiaobai Card is a cooperation between JD.COM and China CITIC Bank. As long as you have your ID card and mobile phone number, you don't need proof of work, but it may not be guaranteed to be issued!
Which bank can handle credit cards with ID cards? Conditions:
At least 18 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Information of the bank itself, and copies of these information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
Which bank in Ningde can handle credit cards with ID cards? At present, there is no card-handling activity. How is it possible to get a card with an ID card? Now the era of spamming credit cards is over.
Which bank can handle credit cards only with ID cards? I am a bank clerk in only two cases. I can get my ID card directly, that is, your company can pay you social security for more than 3 months, and you can apply for Bank of Communications, China Merchants Bank, Ping An Bank and Guangfa Bank in 6 months. Then, if you have a college degree or above, you can go through the formalities of Bank of Communications, China Guangfa Bank and China Merchants Bank. The simplest thing is that the business card or work permit of the Bank of Communications is enough, and of course an ID card is needed.