If you want a good service attitude and a lower application threshold, then China Construction Bank’s credit card is better; if you want a lower handling fee for cash withdrawals and more convenience when using it, then ICBC The credit card is better.

1. China Construction Bank Credit Card: Advantages: Many network points; compared with the other three state-owned banks, the application threshold is lower; the cash withdrawal fee is low (0.5), and overdraft cash withdrawal supports minimum repayment

Disadvantages: The limit is generally low and the limit increase is slow; each card needs to be repaid separately, and the total consumption of all cards will not be automatically calculated;

2. Industrial and Commercial Bank of China Credit Card: Advantages: Nationwide With more than 30,000 branches, it is currently the bank with the most branches in China; it supports Alipay and can have unlimited limits; there is no handling fee for local cash withdrawals; international cards of different brands have independent limits;

Disadvantages: Application threshold Too high, the limit is too low; the service attitude is poor (especially at the branches). Such a large bank does not have an 800 number, and the 400 number is not open to individual users;

1. Industrial and Commercial Bank of China was established on January 1, 1984 day. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.

2. China Construction Bank, formerly the People's Construction Bank of China, was established on October 1, 1954 (later officially renamed China Construction Bank on March 26, 1996). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.