This all-in-one machine has the functions of debit card and loan, which is equivalent to the combination of two cards. But because this card needs to be charged an annual fee, sometimes it is best to ignore people who have trusted the credit card.

I. CITIC Credit Card

CITIC Debit Card aims to maximize the utility of funds for customers through the linkage concept of two accounts (credit account and debit account) in one card. This card: the perfect combination of debit card and credit card, not only has the functions of cash deposit and withdrawal, transfer settlement, wealth management and investment, but also can enjoy overdraft consumption and installment payment, and the funds automatically enter the debit card account and enjoy interest; When the credit card limit for credit card spending is insufficient, when there is a deposit in your credit card account, the funds in the debit card account will be automatically transferred to the debit card account, which is convenient for the user's fund management. Credit cards like this are very popular among many young people. The operation is simple, and you can enjoy the credit card limit. At the same time, debit cards and credit cards can complement each other, and young people like it if they can understand it.

Second, it is not recommended to buy products that you don't understand.

Although the CITIC loan contract card is an innovation. If even young people can't understand it, it's overdue to start with such a person who says he hasn't used a credit card but doesn't know how to repay it. Therefore, don't open products you don't know. Even if the salesman sells welfare, you can't be tempted by the so-called welfare. Because under normal circumstances, salesmen will only publicize the benefits, and there is no need to carefully choose products with two functions on one card. In fact, investment is like this. Sometimes it is easy to have problems if you are unfamiliar with yourself, and you can't recognize yourself.

2. How about the credit card of CITIC Bank?

very good

3. How to activate a credit card?

CITIC Bank credit card activation method online banking activation;

Step 1: You can log on to the credit card website of CITIC Bank and select "Credit Card Opening" under the online business hall.

Step 2: After entering the "Credit Card Opening" guidance page, click the "Online Banking Card Opening" function;

Step 3: After entering the "Online Banking Card Opening" page, follow the prompts, enter the relevant ID number and other information to activate your card.

4. Is CITIC Credit Card OK?

The functions of this CITIC debit card and credit card are relatively complete, that is, they have the functions of debit card and loan, which is equivalent to the combination of two cards. However, because this kind of card needs to charge an annual fee, sometimes the management method is similar to that of a credit card, so people who have never used a credit card had better not apply, which will be more chaotic. I. CITIC Lending Integrated Card CITIC Lending Integrated Card is to maximize the utility of funds for customers through the linkage concept of two accounts (credit account and debit account) in one card. This card is the perfect combination of debit card and credit card, which not only has the functions of cash deposit and withdrawal, transfer settlement, financial investment, but also enjoys the functions of overdraft consumption and installment payment. When lending is combined with deposit, the funds will automatically enter the debit card account and enjoy interest; When there is not enough credit cards for credit card consumption, the funds in the debit card account will automatically make up the difference; When there is a deposit in your credit card account, it will be automatically transferred to a debit card account to facilitate the user's fund management. Credit cards like this are very popular among many young people. The operation is simple, and you can enjoy the credit card limit. At the same time, debit cards and credit cards can complement each other, and young people like it if they can understand it. Second, it is not recommended to buy products that you don't understand. Although the CITIC loan contract card is an innovation, this innovation is not acceptable to everyone. Even young people may not understand it, but if they don't understand it, there will be problems in opening such a card casually. For example, people who have never used a credit card will be overdue if they don't have a credit card limit but don't know how to repay it. Therefore, don't open products you don't know. Even if the salesman sells welfare, you can't be tempted by the so-called welfare. Because under normal circumstances, the salesman will only publicize the benefits and will not inform the users of the risks. Therefore, we should carefully choose a product with two functions: one card and two accounts. In fact, investment is like this. Sometimes unfamiliar industries and products are prone to problems and you can't recognize them yourself.