If it is a Ping An credit card, you can swipe your card through a POS machine, spend online, or bind WeChat and Alipay for quick payment.

If you have any questions, you can click on the link below to select the online customer service icon in the upper right corner of the homepage-credit card or follow the official account of Ping An Bank credit card WeChat (paxyk955 1 1) for consultation.

Response time: August 7, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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Isn't credit card realized without pos function?

Yes, just install an APP on your mobile phone. The rate is generally about 0.65% according to UnionPay, which is relatively safe. The risk is too low and the cost is too high. Ordinary credit cards have a withdrawal limit of 50%, and you can withdraw money directly from ATM, which means the daily interest is quite high. This is because credit card pos machines mainly pay fees to banks, and different stores pay different fees.

Of course, there is a difference between the credit card software app and the pos machine. The card swiping software app can only swipe its own credit card, and the money in the credit card can only be swiped to its own bank savings card. Although there are some restrictions. But it is safe.

Credit card software applications can be defined as personal credit card applications. Unlike those shopping malls, you can swipe your credit card at will. Pos can achieve this. If you just swipe your credit card, the credit card software app is really suitable for everyone to use. If you want to swipe other credit cards, you can use the Baby Payment app, which has NFC function, or swipe other people's credit cards.

Two practical functions of credit card app:

1. Card swiping function: You can swipe the money out of your credit card and swipe it into your own bank card without using a pos machine.

2. Repayment function: You can pay the credit card bill here by swiping the money in the credit card.

The two major problems that the credit card app can solve are all needed by everyone. For example, like pos, you swipe out the credit card limit and turn it into cash to your bank card. For example, if the credit card doesn't want to pay the bill this month, use the software to pay it back, and the bill will be brushed to the next issue. You can continue to use this method in the next period, so that the handling fee will be low, the credit card points will also come up, and the quota will also come up.

It is the best choice to use the QR code of credit card to return to the platform in seconds. Just bind the credit card to the mobile phone, and you can withdraw cash through virtual transactions.

Do I have to use a pos machine to pay by credit card?

No, you can use it without pos.

1, no card payment

You don't have to use a POS machine to swipe your card. You don't need to pay by credit card, you can choose QR code to pay directly; Now many shops have special QR codes, which can directly support credit card payment by scanning the code; In fact, this QR code has a corresponding payment institution, so you must read it carefully when swiping the card, but sometimes after scanning the QR code, it will not arrive immediately, and it may take some time, so you must pay attention.

2. Online payment

You can also choose online payment method. At present, WeChat or Taobao are more common, and you will find that these websites can support you to pay by credit card, but you must understand that when you choose to pay by credit card, you must look at whether there is a credit card logo, because sometimes although we can pay by credit card, all the handling fees needed in the middle need to be paid by the buyer, and the handling fee paid is about 65,438+0% of the payment amount, so we should pay attention to this.

A, personal POS machine processing method

1. Personal POS machines are handled by third-party payment companies. There are many POS agents in big cities. You can also find their contact information directly through the network and leave a message for consultation.

2. After finding the brand of your personal POS machine, directly inform its customer service address and get a POS machine for free;

3. After receiving the machine, ask its customer service department to provide a detailed description of the user manual and registration process, and then follow the operation;

4, basically completed, you can swipe your card after registration.

Second, POS card should pay attention to the following points:

1, you can't brush it all at once, you have to brush it several times, and the amount is small;

2. You can't swipe your card continuously in a short time, and the number of swipes per day is no more than 2 times;

3, you can't swipe your card at midnight, and the actual consumption is 9-20;

4. Try not to brush integers and close to integers;

5. Don't swipe your card repeatedly on the same POS machine. You must spend some money occasionally or run multiple POS machines.

6. Don't covet cheap service fees. The standard service fee for POS machines is generally 0.6%. Brush public welfare every day, brush the hospital, and the credit card must be downgraded;

7. Pay attention to signing carefully when swiping the card. If the signature is too scrawled, it will be queried to minimize unnecessary trouble.

I want to ask how to swipe without a credit card.

Credit cards can be used for credit card spending, not only online but also offline.

1, online consumption:

Actually, it is online shopping, provided that the store supports credit card payment. Then you can select the goods you want to buy in the store, add them to the shopping cart and pay for them. The payment method is credit card. You can complete the payment by entering the validity period of the credit card, CVV2 code, mobile phone verification code and transaction password.

2. Offline consumption:

It can also be divided into two ways, one is to brush POS machine consumption, and the other is to scan code payment.

1) spending by swiping the POS machine: the premise is to bind the credit card to the mobile phone or other mobile payment devices, then call out the credit card, put the mobile phone near the POS machine, and hear the drip sound, so as to complete the payment.

2) Code scanning payment: You can bind the credit card to WeChat and Alipay, then scan the QR code of the store, select the payment method as credit card payment, and enter the password. You can also open the mobile phone Alipay/WeChat, show the payment code of the credit card to the merchant, and let the merchant pay by scanning the code with a scanning gun.