I love card professionals to answer your questions. Credit card consumption is the most effective way to help you increase your credit limit. Use credit cards wherever you can, for food, clothing, housing, and transportation. You must have a fixed card credit record every month and a stable consumption limit. , indicating that you use the card frequently and have high loyalty to the bank. In less than 3 months, your limit will be automatically increased. It is more important to repay money on time. If you borrow something, you must repay it. It is not difficult to borrow again. Everyone knows this truth, and banks are no exception. Never owe money to the bank, as it will not be worth the loss.

It is more effective to apply proactively. In order to retain customers, some small banks will generally accept your application for a limit increase. Usually, after the cardholder has used the credit card for half a year, you can actively submit a written application or adjust the credit card limit through telephone service, and the credit limit will be increased after the bank approves it. Quota.

Tip: Those who charge fees are basically scammers.