Legal analysis: if it is a personal debt before marriage, it will generally be recognized as a personal debt, and the spouse does not have to repay it; 2. If the creditor can prove that the debt is used for the common life of married families, it belongs to the joint debt of husband and wife and should bear joint and several liability for repayment.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1046 Marriage shall be voluntary by both men and women, and it is forbidden for either party to force the other, and no organization or individual may interfere.

Article 1047 The age of marriage shall not be earlier than 22 for men and 20 for women.

1048th lineal blood relatives or collateral blood relatives within three generations are prohibited from getting married.

Article 1049 If both men and women want to get married, they should apply for marriage registration in person at the marriage registration office. Those who meet the requirements of this law shall be registered and issued a marriage certificate. The marriage relationship is established when the marriage registration is completed. Those who have not registered for marriage shall re-register.

Article 1050: After a registered marriage, a woman can become a member of the man's family and a man can become a member of the woman's family according to the agreement of both men and women.

Article 105 1 The marriage is invalid in any of the following circumstances:

(1) Bigamy;

(2) Having a family relationship that prohibits marriage;

(three) did not reach the legal age for marriage.