1. The exclusive installment card of China Merchants Bank is a credit card, which means that it can be overdrawn, cash advance is not supported, and points are not accumulated for transactions. It is a special installment card, and the cardholder will automatically complete the installment after using it, resulting in the principal and handling fee for installment repayment.
2. China Merchants Bank Platinum Staging Card is a UnionPay single-currency card, which has the basic functions of China Merchants Bank's personal credit card and the automatic staging function of consumption summary, so users can enjoy lower rates. Platinum installment cards can only be handled by invited customers, and China Merchants Bank will invite customers to handle them by phone, SMS, WeChat and Pocket Life from time to time.
Located in the high-end platinum card series of China Merchants Bank, only one card face is issued, maintaining the consistent silver tone of platinum cards. This product is a UnionPay brand, which can be used in UnionPay lines at home and abroad.
Product features:
(1) UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") has an independent credit line, with a minimum of 60,000 yuan and a maximum of 300,000 yuan, which can be used separately with other personal credit cards of China Merchants Bank. Within the card limit, if the total monthly consumption exceeds 300 yuan (inclusive), the system will automatically handle the installment for the customer, and the consumption amount can be repaid in installments from the current month. The number of automatic staging is 3, 6, 10, 12, 18, 24, which can be selected by customers and modified every six months.
(II) Discount on installment fee Before 20 13 12 3 1, you can enjoy the following preferential rates if you use UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") for automatic installment: Installment fee is charged monthly. If the customer settles the automatic installment in advance, the remaining principal and handling fee will be charged at one time.
(3) Double the installment amount. UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") doubles the automatic installment amount points in each installment, that is, the automatic installment amount can accumulate 2 standard points of China Merchants Bank for each full 20 yuan, and the general credit card consumption does not accumulate points for the original transaction.