How to modify the billing date of Bank of Communications credit card?

Bank of Communications credit card users can modify the credit card statement date through the following methods:

1. Change the customer service phone number. Users can call Bank of Communications' credit card customer service hotline at 400-800-9888, and then follow the customer service's instructions to complete the modification of the statement date.

2. "Pay the Bill" APP modification. Users can enter "Credit Card" through "Payment Bar" → click the customer service button in the upper right corner, and then click "Online Customer Service" to make modifications.

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How to change the statement date of Bank of Communications Credit Card

It is understood that Bank of Communications Credit Card The bill date can be modified. There are two most commonly used methods:

1. Online modification: Cardholders can install the Bank of Communications Pay Bar on their mobile phones, and then shake the Pay Bar to enter the service hall. →Click "Harassment of Customer Service" and search for "Bill Date Modification" to modify it.

2. Telephone modification: Users can call Bank of Communications’ credit card customer service hotline at 400-800-9888, and then follow the customer service’s instructions to complete the modification of the statement date.

There is no need to calculate the credit card statement date and repayment date. They are already set by the bank for the cardholder when the credit card is issued.

The credit card repayment date is generally 20-25 days after the statement date. It should be noted that different users and different banks have different billing date and repayment date settings.

The billing date of a credit card, as the name implies, refers to the day when the bill is formed. The credit card issuing bank will summarize and settle the various transactions and expenses that occurred in the credit card account on a fixed day every month, calculate the total amount owed and the minimum repayment amount for the current period, and form a bill for the current period. This day is the bill date.

In the past, banks would mail bills to users, but now more electronic bills are used, and users are more accustomed to getting bills through text messages or APPs.

The repayment date refers to the deadline for repaying the debt. The bank will list the repayment date on the bill. The specific date of repayment is generally about 25 days after the bill date, but it will vary from bank to bank.

The billing date of a credit card is usually a date randomly determined by the bank during the credit card approval stage. Once the billing date is determined, it means that the repayment date is also determined. From the perspective of actual use needs, these two dates may not fit the card user's personal situation, so some banks allow card users to adjust them.

The billing date of a credit card, as the name implies, refers to the day when the bill is formed. The credit card issuing bank will summarize and settle the various transactions and expenses that occurred in the credit card account on a fixed day every month, calculate the total amount owed and the minimum repayment amount for the current period, and form a bill for the current period. This day is the bill date. In the past, banks would mail bills to users, but now more electronic bills are used, and users are more accustomed to getting bills through text messages or APPs.

The repayment date refers to the deadline by which the debt needs to be repaid. The bank will list the repayment date on the bill. The specific date of repayment is generally about 25 days after the bill date, but it will vary from bank to bank.

The billing date of a credit card is usually a date randomly determined by the bank during the credit card approval stage. Once the billing date is determined, it means that the repayment date is also determined. From the perspective of actual use needs, these two dates may not fit the card user's personal situation, so some banks allow card users to adjust them.

How to change the Bank of Communications credit card statement date

Call the customer service number. Users can call Bank of Communications' credit card customer service hotline at 400-800-9888, and then follow the customer service's instructions to complete the modification of the statement date.

Bank of Communications credit cards can modify the billing date, but the available dates are limited. Cardholders can only modify the billing date to any day from the 4th to the 19th and the 21st to the 24th.

It should be noted that after the bill date is modified, the repayment date will also change. Generally speaking, the repayment date is 25 days after the bill date. According to Bank of Communications regulations, a credit card can only apply to modify the bill date once, so apply to modify the account. When it comes to a single day, be sure to carefully select the bill date that needs to be modified.

What should you pay attention to when modifying the billing date:

1. Modify the billing date one day before.

If your Bank of Communications credit card bill date is the 10th, it is best to apply to modify the statement date on the 9th. This can extend the repayment time to the maximum extent and greatly reduce the repayment pressure of the current bill.

2. The repayment date is preferably one day after the payday.

If the bill date changes, the repayment date will also change. The billing date is directly related to your repayment pressure, so you must be rigorous in modifying the billing date. Do not modify the billing date casually, otherwise it will easily cause greater repayment pressure and the gain will outweigh the loss.

Extended information:

The security issues of credit cards are mainly divided into the following five aspects:

1. Criminals or criminal groups use fake or invalid cards to Pretending to be a genuine card consumer directly deceives merchants or card issuers.

2. The cardholder’s card is not properly kept/handled improperly and personal identity information is unintentionally stolen or defrauded. To avoid such problems, citizens should not easily provide personal identity information to others, and it is best not to entrust others to handle credit cards on their behalf.

3. The service staff overcharges the cardholder during the consumption process, or steals his/her credit card information to make purchases at other merchants. This situation can happen whether it is a physical merchant or an online virtual merchant.

4. The computer system was maliciously invaded and the customer's basic/transaction information was stolen.

As long as it is created or handled by humans, human errors and oversights are inevitable; no matter how rigorous the trading mechanism is, with a world-class trading system from confirmation to settlement, there is still the possibility of being hacked.

That’s it for the introduction to changing the billing date for transportation credit cards.