After a credit card is overdue for 90 days, under normal circumstances, you cannot continue to apply for loans at the bank.

First of all, a credit card that is overdue for 90 days is usually considered a serious overdue behavior. Banks will report overdue records to personal credit information agencies and use them as an important indicator to judge personal credit status. Overdue records can have a negative impact on a person's credit score, which in turn affects future loan applications.

Secondly, being 90 days overdue indicates that an individual has serious problems with credit card repayments, and banks will question the borrower's repayment ability and credit status. Banks will strictly examine the applicant's credit situation when handling loan business, including credit report inquiry and evaluation. If an individual has bad credit, banks may reject or limit loan applications.

To sum up, it is less likely to apply for a loan at a bank after a credit card is overdue for 90 days. Overdue loans will have a negative impact on personal credit status. Banks will conduct a comprehensive assessment of applicants and consider their repayment ability and credit situation when approving loans. Therefore, timely repayment and maintaining a good credit record are very important for future loan applications.

Extended information:

Credit card overdue refers to the situation where the cardholder fails to repay the credit card debt on time after the repayment date. Overdue behavior will generally be recorded by the bank and reported to personal credit information agencies, which will have a negative impact on personal credit evaluation. The length of overdue period will also have an impact on personal credit assessment. Overdue for 90 days is a longer period of overdue period, and the negative impact on credit assessment will be more obvious. Therefore, banks will use overdue records as one of the important reference factors when handling loan business.

Personal credit record is an important indicator of personal credit status and has an important impact on personal loans, credit card applications and other financial service applications. In addition to repayment status, personal credit records also include information on credit card usage, loan history, overdue records and other aspects. Banks will take these factors into consideration when applying for loans, assess an individual's credit risk and repayment ability, and decide whether to approve the loan application.

Therefore, timely repayment of credit card debts and maintaining a good credit record are important factors in ensuring the smooth approval of loan applications. At the same time, it is recommended that individuals abide by the repayment regulations of credit cards, avoid overdue behaviors, and maintain a good personal credit status.