How to obtain credit card points of China Merchants Bank

Cardholders can obtain credit card points in the following ways:

1. Points can be obtained by swiping the card, RMB per Earn 1 point for 20 yuan, and 1 point for every 2 U.S. dollars;

2. Search Points Paradise on the Palm Life APP, and then you can earn credit card points through games;

3. You can invite friends to register and bind any of your bank cards to Palm Life, and you can get credit card points after the invitation is successful;

4. You can recommend friends to apply for a China Merchants Bank credit card, and you can get credit card points after the recommendation is successful; < /p>

5. You can apply for credit card installment, and you can also receive credit card points after the installment is successful;

6. You can apply for cash withdrawal business, and you can also get credit card points after successfully withdrawing cash.

Finally, it should be noted that, except for the first one which is not an activity, the next five are all activities, so the credit card points awarded each month are also different. The details are subject to the activity rules.

Extended information: How to use China Merchants Bank credit card points

1. China Merchants Bank credit card points can be used to redeem gifts. There are many ways to redeem. You can log in to the Palm Life client and select "Points Benefits" in the "Discover" menu to redeem gifts. You can also open the official website of China Merchants Bank Credit Card, find the points redemption section, click in and choose to redeem your favorite gifts. You can also use China Merchants Bank Credit Card official APP Palm Life to choose gift redemption.

2. There are gifts that can be redeemed with China Merchants Bank credit card points. Good gifts for home, travel, and fashion; redeem major video memberships, such as Tencent membership, iQiyi membership, etc.; use points to play games or draw draws, and even use points to do micro-charity, etc. Cardholders can The points redemption interface offers multi-dimensional choices.

3. You can also enjoy delicious food by using China Merchants Bank credit card points. Watch movies and win prizes. In the month of the cardholder’s birthday, you can also receive special points discounts. In addition, some designated credit cards can also use points to redeem annual fees. For those game enthusiasts, credit card points can also be redeemed for popular game gift packages at great value, and there are a variety of novel ways to play with points.

How to quickly earn points with China Merchants Bank credit card

As we all know, China Merchants Bank credit card points are the most difficult to accumulate. You can only accumulate 1 point for every 20 yuan spent. If you want to accumulate up to Earning thousands of points is a very long process. However, there are policies and countermeasures. As long as you play well with your credit card, it is not impossible to accumulate points quickly. Here are some tips.

The first step: Be familiar with the points rules of China Merchants Bank’s credit cards

It is said that only by knowing yourself and the enemy can you win every battle. The accumulation of credit card points is also the same. Only by mastering the rules of points can you accumulate points quickly. Rules of points of China Merchants Bank’s credit cards It's like this:

1. Ordinary credit card consumption accumulates points, and every 20 yuan/2 US dollars in a single purchase earns 1 point.

2. Car cards and city theme series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50% of the points will be given (the points value is an integer), which is double points. You can also pay quickly online. Double points.

Second tip: You can accumulate multiple points on birthday month purchases

China Merchants Bank sometimes offers similar activities such as 10 times points on your birthday month, so you can concentrate some necessary purchases into In birthday month, quickly earn multiple points for activities.

If there are no activities, but you hold the YOUNG Card, Sina Weibo Credit Card, or GQ Card, you can accumulate double points by spending in your birthday month.

The third trick: Use a combination of cards to get a high redemption rate

This is actually used in conjunction with the first trick, which is to use the card with double points as a Zhu swipe card, and then use the platinum card as a redemption card.

The China Merchants Bank Platinum Card can be redeemed for relatively high-value miles and hotel points, and the City Card can accumulate multiple points. In this way, a combination of cards can quickly earn a large number of points.

The fourth tip: Participate in various points activities

For example, China Merchants Bank’s current 10-yuan storm event and bill installments can also give you points.

Secondly, China Merchants Bank Credit Card has also developed some credit cards that are free of charge and have points for the first cash withdrawal of the month, targeting the consumption of young people, including YOUNG, Weibo Card, GQ Card, and City Card. Use these cards The first cash withdrawal of each month is free of charge, and you can also accumulate points. Every 20 yuan/transaction = 1 point.

How to earn points with China Merchants Bank Credit Card?

1. The reward points for China Merchants Bank credit card transactions are permanently valid. The points are calculated based on a single consumption. Every 20 yuan in RMB or every 2 US dollars is worth 1 point. The points from multiple cards under my name are combined and accumulated. It will not be reduced due to card expiration, card replacement, loss report, or card type change. Points cannot be transferred or combined with others, and points will not be accumulated for some transactions.

2. The accumulated CMB points for the car card and city-themed gold card series are valid for 3 years, calculated in natural years. The newly added points will be cleared at the end of the third year.

3. The validity period of aviation co-branded card mileage consumption shall be subject to the announcement of the partner.

4. The bonus points obtained by card users from other banks in Palm Life are valid for one year.

5. The validity period of points awarded by some activities is subject to the description of the activity.

6. When redeeming points, the system will give priority to points that are about to expire.