1, the official card can only be handled by civil servants, and the annual fee is free for life.
2. Platinum card should provide certain financial proof, such as house, car and company shares. As long as the approved amount of this card is at least 50,000, there is no ceiling. Don't get this card without some financial advice, which is a waste of time.
3. The Y-Power card, also known as the Youth Card, can only be handled by people with college education or above who graduated after 2003 (full-time transfer to unified recruitment). The cash withdrawal fee of this card is very low, only 5 yuan is required for each transaction, and the minimum amount is more than 5,000 yuan. The youth card is special, with the withdrawal amount = credit limit, and all other cards have the withdrawal amount = half of the credit limit.
4. The function of Liuxiang Card is almost the same as that of Mo Lifeng Card (also called Bank of Communications Card).
5. Other co-branded cards depend on which businesses are co-branded, and different businesses have different discounts. For example, the Wal-Mart card is a card developed in cooperation with Wal-Mart, which can be discounted when shopping at Wal-Mart, and the points can also be used to deduct the consumption of Wal-Mart supermarkets; Suning Appliance Card has a certain discount in Suning Appliance, and there are activities and gifts; The aviation secretary card is a joint credit card with Nanpeng Airlines. Usually, credit card spending has points, which can be exchanged for branch mileage. Different co-branded cards have different discounts, depending on your choice.
There is no definite limit to the number of credit cards that a person can apply for, generally around 4. If it exceeds this amount too much, it will be difficult to apply again. It should be noted that if multiple credit cards are handled in the same bank, the credit limits of these cards are shared, because these credit cards actually use one account. For example, I have two cards for Bank of Communications, one with a credit limit of 5,000 and the other with a credit limit of 10000. The 5000 card is used up, and the other card can only use 5000 at most. 10000 card is used up, and the 5000 card has no credit limit.
Extended data:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad." Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. "
Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and caring services around the world.
References:
Baidu Encyclopedia-Bank of Communications Credit Card