How to check the limit after successfully opening an ICBC credit card account

There are four main ways to check the limit after successfully opening an ICBC credit card account:

1. Telephone inquiry

You can call the ICBC Credit Card Center hotline 95588 and follow the prompts to check the credit limit information.

2. SMS query

You can use the reserved mobile phone to edit the SMS CXED## SMS banking password to query the credit limit information.

3. Online banking query

You can also log in to ICBC credit card online banking to query your credit limit information.

4. Branch inquiry

You can also check your credit limit information at a nearby ICBC branch.

How to check the ICBC credit card account bank? You can go to the local ICBC branch to check, you can also call the ICBC customer service hotline: 95588, or log in to the ICBC credit card online banking to check

Extended information:

ICBC credit cards have various functions. The following is a detailed introduction to the bank’s card classification and functions:

(1) Peony Credit Card

The Peony Credit Card is issued by the Industrial and Commercial Bank of China, which gives cardholders a certain credit limit. Cardholders can pay first and then repay within the credit limit. They enjoy an interest-free repayment period in accordance with regulations, and deposits are interest-free. Peony Credit Card. Peony credit cards are divided into RMB credit cards, dual-currency credit cards and multi-currency credit cards based on account currency.

RMB credit cards can be used at domestic and overseas acceptance points with the UnionPay logo. They are settled in RMB and have functions such as credit consumption, transfer settlement, and cash deposits and withdrawals.

Dual-currency credit cards can be used at home and abroad, settled in RMB and a designated two currencies, and have functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc.

Multi-currency credit cards can be used at home and abroad, settled in RMB and multiple designated currencies, and have functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. If there is no currency corresponding to the transaction currency for accounting, the main currency designated by the bank will be used for accounting. Unless otherwise specified below, dual-currency credit cards include multi-currency credit cards.

(2) Peony Quasi-Credit Card

The Peony Quasi-Credit Card is issued by the Industrial and Commercial Bank of China. It gives the cardholder a certain credit limit and the cardholder can It is a Peony credit card that pays first and then repays, does not enjoy the interest-free repayment period, and has interest on deposits.

The Peony quasi-credit card can be used at domestic and overseas acceptance points with the UnionPay logo. It is settled in RMB and has functions such as credit consumption, transfer settlement, and cash deposits and withdrawals.

(3) Peony International Debit Card

The Peony International Debit Card is a dual-currency debit card issued by the Industrial and Commercial Bank of China that can be used at home and abroad.

The Peony International Debit Card is settled in RMB or two designated currencies, and has functions such as consumption, transfer settlement, cash deposits and withdrawals, etc. Overdrafts and offline consumption (such as overseas online transactions) are not allowed.

(4) Peony Special Card

The Peony Special Card is a debit card issued by the Industrial and Commercial Bank of China and used in specialized industries other than department stores, catering, restaurants, and entertainment industries.

The Peony special card can only be used in specific areas within the country, is settled in RMB, and has functions such as cash deposits and withdrawals, and transfer settlement.

How to check the limit of ICBC credit card

1. You need to bring your ID card to the bank to apply or apply on the WeChat official account. After activation, it will be sent to you by express. ICBC will Send you a text message to tell you the amount.

2. Call the ICBC credit card hotline 95588 and follow the prompts to check the limit or reserve a mobile phone number and edit the text message CXED## bank password to check the limit.

3. Log in to the ICBC credit card online banking and mobile app, and bind the credit card official account to query the limit.

1. ICBC e-Life: The user logs in to ICBC e-Life, aligns the credit card with the "Selected Page-Scan-Check Limit" function, and manually enters the card expiry date, security code and verification code. , you can check the credit card limit.

2. Mobile Banking: Users log in to mobile banking, click "Favorites - My Account", select the corresponding credit card and click to view the credit card limit.

3. Telephone inquiry: Users can call the ICBC credit card customer service hotline. After being connected, they can be directly transferred to manual service, and the staff will help with inquiries.

4. Counter inquiry: Users can bring their ID card and credit card to the counter of any ICBC outlet for inquiry.

5. Online banking: After logging into online banking, the user can check the credit card limit by clicking "Favorites - My Account - Select the Corresponding Card - Available Balance".

How to check the ICBC credit card limit

1. Customer service hotline

Call the ICBC credit card customer service hotline directly at 95588 or 400-669-5588 to check the limit;

2. SMS

Use the reserved mobile phone number to edit the SMS "CXED## SMS Banking Password" and send it to 95588 to check the limit;

3. ICBC e Life APP

Log in to the APP, and you can check the credit card limit after binding the card with one click;

4. Bank outlets

Bring your personal identity document to any Industrial and Commercial Bank of China Check the credit card limit at the outlet counter.

Card classification

The Peony quasi-credit card is issued by the Industrial and Commercial Bank of China. Cardholders are required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient, payment can be made at A quasi-credit card with an overdraft within a specified credit limit.

The Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries, and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

This Peony quasi-credit card is a quasi-credit card with Chinese characteristics. There is no precedent in other countries in the world. The emergence of this quasi-credit card is due to the imperfect credit system in China. a manifestation.

The issuance of Peony quasi-credit card has been stopped. Peony credit cards and Peony international credit cards that truly meet the needs of the public are the direction of development.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used domestically and abroad, and are settled in RMB and a certain designated currency.

The Peony International Card adopts a revolving credit transaction method. If the consumption overdraft within the credit limit is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc.

Peony credit cards are divided into business cards and personal cards according to different issuing objects; they are divided into gold cards and ordinary cards according to different credit levels.

This ends the introduction on how to check the industrial and commercial credit card limit and how to check the industrial and commercial bank credit card limit. Have you found the information you need?